What is the only exception to the one banking day deposit rule for brokers?

The correct answer is that the only exception to the one banking day deposit rule for brokers is if the owner agrees in writing. This means that if a seller or property owner explicitly provides written consent allowing a broker to delay the deposit of funds beyond the standard one banking day requirement, the broker can adhere to this different timeline without breaking any rules.

This provision is important because it establishes a clear and documented understanding between the parties involved, providing legal protection for the broker. In real estate transactions, maintaining transparency and having documented agreements helps to reduce misunderstandings and potential disputes.

The other options, such as the size of the funds, relationships, or the form of money (like cash), do not provide the necessary legal basis for an exception under the existing rules. They may impact other decisions in transactions but do not satisfy the rule’s requirement for delaying the deposit of funds.